Your home
At MAIF, insurance is not simply to do with possession of an asset, a house, for example, but with the policyholder himself and his surroundings. Which means perfect peace of mind on your part: no longer any need to think about insurance every time you start on a new project. Our home and leisure, daily life solutions see to it that you and your loved ones are insured and well insured!
MAIF IS COMMITTED to providing practical solutions to help you find effective responses to the problems of everyday life, whether they concern your family, your property, or your responsibilities.
- Insuring
your home and all aspects of your daily life
Three formulas adapted to your concern over risk
- Arbitrage
is designed for those who accept responsibility for certain risks themselves (risks connected with their own clumsiness, for example) without however ignoring the essential factor: the quality of their cover.
- Equilibre
is for those who wish to protect themselves against all types of accident, providing a high level of cover thanks to the "accidental event" concept, which allows for a wide field of protection.
- Serenity
is for those who wish to rely fully on MAIF in all circumstances and in addition, to cover against all types of accident, policyholders benefit from maximum support in both financial and practical terms.
Because people are more important than property
The three formulas include:
- façade d'une maisonbasic compensation for physical injury,
- assistance cover for tourist or private travel anywhere in the world,
- domestic assistance cover in case of physical injury, if you need your children looked after or require help around the house, for example...
- an emergency action service that can arrange care for children, the elderly or animals, property caretaking, temporary accommodation and repair work (in mainland France only).
Solidarity and confidence: MAIF plusses
- Each formula provides cover often superior to similar multi-risk home insurance polices currently on the market,
- storms, floods, landslides, even when not notified as natural catastrophes, are covered whichever formula you choose,
- every member of your family unit is covered by the policy, including parents, parents-in-law, grandparents, childrens and grandchildrens living with you, as are, where applicable, the children of your partner,
- we offer reduced rates for the same cover to young people up to the age of 28 and to senior citizens over 75 years of age, when they are tenants with modest means at their disposal.
Worth knowing
- Your property is covered in the home, of course, but also when you remove it (for use on holiday, for example), and even when it is in your car,
- our legal advice service, which is included in all our policies, will help you get your bearings, even in cases where no accident has taken place,
- you can pay your subscription to one of our policies on a monthly basis at no extra charge.
Practically speaking
What difference is there between Raqvam and multi-risk home insurance policies?
Multi-risk home insurance policies only cover risks connected with the home. With Raqvam, the same policy protects you against all risks except those connected to automobiles (which explains its name): your home and its contents of course, but also your family and all your property, as well as your rights and responsibilities.Does Raqvam insure against accidents at school?
The policy covers your child on the way to and from school, in the classroom, in the playground, in the canteen, at the day nursery, and during educational outings and school trips. Raqvam also covers your child, at secondary school, at sixth-form college and when he/she is at university.Mountain biking, windsurfing, skiing, gardening and DIY, are these sorts of activities covered?
Risks encountered in leisure activities (and in many other types of activity as well) are covered by the Raqvam contract.Must you subscribe to a specific option if you want to travel or go on holiday?
Raqvam follows you everywhere in the world: at the campsite, at the hotel, in rented accommodation, during package holidays or individual jaunts. And you are covered if any problems arise.
- Protect
your house against burglary with
teleprotection
A burglary is always a traumatic event with consequences that are no easy matter to repair. In addition to the usual precautions (empty letterboxes, keys in a safe place, visits by neighbours during your absence, etc.) and to tried and tested mechanical measures (good-quality locks, break-in resistant materials, and so on), you can put your home under long-distance surveillance thanks to MAIF teleprotection. It's a complete round-the-clock service that goes from detection of intrusion to checking and safeguarding of property, via dissuasion, alarm, monitoring and intervention, 24 hours a day. Another advantage: you have no need to buy any equipment yourself, but you still have cutting-edge technology at your fingertips.
- Financing
moving house
Paying the removals firm, putting down a deposit at the estate agency, buying furniture and household appliances for your new home... moving house incurs expenses of all kinds. With no money put aside, how do you make ends meet?
To ensure that moving to your new home is above all a pleasurable experience, MAIF has come up with a solution enabling you to finance all expenses involved with a single credit. Moving house credit is granted, subject to acceptance, by the credit organisation: Socram, 79000 Niort.No payment of any kind whatsoever may be required from an individual before obtention of one or more monetary loans.
- Insuring
your boat, its contents and its crew
The Nautis contract is designed to cover light dinghies, catamarans used for sport or leisure, sea scooters and above all, motor cruisers and yachts. Nautis insures the craft itself, along with the people and property that it is carrying, against all risks. With such excellent protection, you can indulge your passion to the full without a care in the world.
Note that Nautis does not cover beach equipment such as small inflatable craft, surfboards or windsurfing boards, these are covered by the Raqvam policy.Practically speaking
Should a barge that has been transformed into a home be insured with Nautis?
Yes. Even when moored alongside the quay, a barge is still a boat. But as this is a case of a craft being used as a residence, special tariffs apply.Why is there no contract covering mobile home?
Because they are covered by the Raqvam contract, on condition that they are notified of course. Don't confuse them with campers, which are insured under the Vam contract!Does the teleprotection service come with any special advantages?
If the system has thwarted an attempted burglary that has caused damage to your home, we will cover the costs without applying the deductible to damaged items.Can I use the moving house credit to buy myself a computer?
Yes. The credit is for financing purchase of equipment, so that you can move into your new home in the best possible conditions: furniture, household appliances, computer equipment, kitchen and bathroom fittings, and television, stereo, and video apparatus.MAIF IS COMMITTED to helping you prevent risks by publishing a wealth of advice on risk prevention. These are sent to you when you take out a policy or simply on request. MAIF magazine, your information review, also contains plenty of advice on the subject. Read it regularly!
