Your future
A proactive insurer, our role is to be at your side, ready to assist you with your life projects. It is our job to find solutions to help you plan a trip to faraway places, finance your children's education, maintain your lifestyle after retirement, provide for your heirs or simply save up for a rainy day.
MAIF IS COMMITTED to putting your interests first. We minimise subscription and management costs as far as possible. The advice we offer you seeks to ensure that your objectives are achieved to maximum effect.
Save without risk
Nouveau
Cap contract
Our euro life insurance policy is a risk-free investment, as your
savings, essentially invested in bonds, guarantee capital and
accumulated interest. Furthermore, they are always available to you:
you can make withdrawals if need be without charge or contractual
penalty. And the policy boasts major tax advantages if your savings
stay in place for 8 years or more. Simple, accessible to everyone (the
minimum payment is 30 €) and with very low management
costs, Nouveau
Cap keeps faith with insurance company values.
As with other MAIF policies, your money serves your interests and
projects first and foremost.
Benefiting from true expertise in stock exchange investment
Libre
Cap contract
Our multi-support life insurance contract includes a part in euros and
another in units of accumulation (Sicav shares and common investment
fund).
The savings in the euro part progress without risk, while those in the
units of accumulation part are subject to stock market fluctuations.
Depending on your performance and/or safety objectives, you can choose
how your savings are distributed between the two. As with our other
policies, Libre Cap offers you simplicity, flexibility, accessibility
and low costs.
Practically speaking
Can you take out a life
insurance policy to improve your retirement?
Of course you can! Savings made through this type of investment can be
used to make your retirement more enjoyable. You can choose to withdraw
your capital all in one go or in the form of regular income.
Will my money really be readily available?
Absolutely! Although in order to benefit fully from tax advantages, it
is preferable to keep it in place for a period of eight years. If you
want to make a withdrawal before the end of this time, interest
produced will be paid out on a prorata basis.
Libre Cap or Nouveau Cap, which do you advise me?
It all depends on what you want to do, how long you have to do it, and
how worried you are about financial risk.
If you are 35 years old and wish to save for your retirement, then opt
for Libre Cap. If you wish to make use of your savings when tax
advantages allow (at the end of 8 years), choose Nouveau Cap.
With stock exchange investments, you must be able to manage without
your savings when the index is low and secure them when the Stock
Exchange is up again.
