Your community life
From football clubs to music school, from educational support to social welfare, from the physically or mentally challenged to the environment... there are a great many of you who invest in the well-being of the community. And to enable you to carry out such activities with the same peace of mind as if you were in your own home, we have designed contracts offering the same kind of cover as we offer individual clients.
MAIF IS COMMITTED to simplifying the administrative management of your association so that you can devote yourselves to what is really important: the activities it is engaged in.
- Insuring your association
Raqvam group contract
Any association takes on responsibilities as soon as it comes into being. However many members it has, its own property (materials and equipment) must be insured, along with property in its care (the premises it occupies), its activities, and also its responsibilities in cases of injury to third parties or to members.
MAIF offers your association or group, very wide coverage with its set of five guarantees: civil defence responsibility, recourse to legal-protection, assistance, compensation for physical injury and compensation for damage to fixed and moveable assets.
These guarantees are of benefit to everybody, voluntary workers, salaried staff, members and guests, in any cases of accident occurring during the course of the association's normal activities as well as on the way to and from its activities.
- Insuring association vehicles
Vam group contract
Just as with your association's activities, MAIF provides insurance solutions for the vehicles(s) the group owns or holds (on hire or loan).Cover formulas are identical to those offered you as an individual, with protection adapted to the special requirements of community life. For example, the vehicle can be used for all group needs. Under certain conditions, its use by persons from outside the group is covered.
- Insuring your private vehicle for group use
Auto-mission contract
Who has never had to use their car to help out an association?
And who, when doing so, can be sure that its members are fully covered by their own insurance?
With the auto-mission contract, the association's insurance policy replaces the member's own policy, so the latter will not fall victim to the bonus-malus system in case of accident and will benefit from guarantees applied without deductible.
In order to subscribe to this contract, the group must already have taken out a Raqvam policy.
- Protecting members of sports groups
IA Sport + contract
Sports activities tend to entail risks of injury, sometime of a serious nature. In order to provide maximum protection for all sports practitioners, whether licensed by a sports federation or not, we have created a policy extending the physical protection automatically incorporated in the Raqvam Group contract.
The IA Sport + contract offers high guarantee ceilings along with concrete aid to injured sportspersons: help around the house, bringing friends to their bedsides, educational expenses, and more...
A special version of the Raqvam Group contract has been designed with schools and educational establishments in mind. If you are a teacher or school director, find out more at your local branch office,
you can insure construction works with our all-risks construction and damage to works contracts,
your specific insurance needs can be covered by our optional solutions (computer all risks, operating losses, cancellation of holidays, transport of funds, insurance of horses and ponies, exhibitions, supervisory association managers' responsibilities, etc.) or by our made-to-measure policies.
Practically speaking
Can you take out a life insurance policy to improve your retirement?
Of course you can! Savings made through this type of investment can be used to make your retirement more enjoyable. You can choose to withdraw your capital all in one go or in the form of regular income.
Will my money really be readily available?
Absolutely! Although in order to benefit fully from tax advantages, it is preferable to keep it in place for a period of eight years. If you want to make a withdrawal before the end of this time, interest produced will be paid out on a prorata basis.
Libre Cap or Nouveau Cap, which do you advise me?
It all depends on what you want to do, how long you have to do it, and how worried you are about financial risk.
If you are 35 years old and wish to save for your retirement, then opt for Libre Cap. If you wish to make use of your savings when tax advantages allow (at the end of 8 years), choose Nouveau Cap.
With stock exchange investments, you must be able to manage without your savings when the index is low and secure them when the Stock Exchange is up again.
