Your car
We at MAIF believe that quality must come first in all our insurance formulas, and be accessible to everyone. That is what makes our Vam policy so attractive. It offers you a wider range of cover, greater freedom in the use of your vehicle, more help, and more services. The contract is designed to provide solutions to any worries you might have as regards the car and its world.
MAIF IS COMMITTED to putting all its resources to work to solve your problems efficiently, rapidly, and with understanding... that is what makes us so different.
- Insuring
your vehicle and driving risks
Five formulas adapted to your lifestyle
- Initiale:
Third-party insurance at minimum cost. A very tempting choice, with a price equal to, and often lower than, the most competitive "third-party" policies anywhere on the market.
- Essentiel:
Third-party insurance plus. In addition to Initiale guarantees, it covers theft, fire, and broken windows.
- Difference:
An economical "all-risks" policy with a high deductible, enabling the holder to protect himself against "hard knocks", however they may be caused.
- Pertinence:
A well-balanced "all-risks" policy with a quality/price ratio that makes it highly competitive on today's market.
- Plenitude:
An "all-risks" policy without equal, offering a whole range of services designed to save you from unpleasant surprises both financially and practically.
Because people are more important than bodywork
The three formulas include:
- basic compensation for physical injury,
- a guarantee covering assistance with holiday, business and private travel,
- a guarantee covering domestic assistance in case of physical injury, if you need your children looked after or help with housework...
- a guarantee of legal advice by phone in the event of problems with your vehicle, including those not connected with accidents.
Solidarity and confidence: MAIF plusses
- Each formula provides cover possibilities of often greater scope than similar contracts on the market,
- all our formulas include a guarantee covering climatic events, even when not notified as natural catastrophes,
- we do not penalise young drivers, and encourage accompanied driving,
- you can lend your car to a friend for private travel without having to notify us beforehand.
Worth knowing
- You can use your car as necessary for business travel,
- your notification of material accident and repairs to your car can be carried out in a single stage at one of our 3 200 partner repairers. You can also notify us of your accident by telephone or Internet, 24 hours a day, 7 days a week,
- your car is getting on in years, it can be indemnified for a fixed sum superior to its monetary value if it has been insured against damage for over five years,
- you can pay your subscription to one of our policies on a monthly basis without extra charge.
Practically speaking
How do I choose between Essentiel and Difference?
You should know that almost half the accidents that happen only involve insured vehicles. With Difference, you are covered for all types of accident, even in the absence of the third party responsible. With Essential, you are covered if you are the victim of another driver, and also for theft, fire or broken windows, but you will receive nothing if, for example, you drive your car into a wall.Does the Vam contract cover small tractors?
Yes. The contract has been designed to cover all types of motor vehicle, including cars, motorbikes, sidecars, vans, lorries, and campers, as well as lawn tractors, tractors, and wheelchairs...in short, any machine that can be driven on a public highway.Can you have your car repaired by your usual mechanic?
Yes, of course. All the same, if you go to a MAIF partner repairer, you will have the benefit of direct notification, replacement car loan and direct invoice settlement services (Pertinence and Plenitude formulas).Will MAIF take action if a car has been poorly repaired?
Yes, as part of your legal protection if repairs are consequent to an accident accepted for cover. If it is a matter of maintenance or repairs due to normal use of the vehicle, we will provide you with legal advice to facilitate any proceedings you may take.
- Buying a
car
In association with Camif, we can help you acquire your new or recent vehicle under especially advantageous conditions.
So, with MAIF, you can buy, finance and insure the vehicle of your choice without having to negotiate.
New vehicles
Twenty-three makes of car and four makes of motorbike. Leading makes of camper. A wide range of possible models and options.
5 to 25 % reductions.Recent vehicles
Vehicles under 18 months old or with less than 20 000 km on the clock, certified accident free and guaranteed for a minimum of 12 months.
13 to 35 % reductions.
- Financing
a vehicle
For a new or used vehicle
Whether you are buying a car, a motorbike or a camper, or are having to pay for expensive repairs to a security system or adapt a car to accommodate a physical disability, MAIF can provide solutions to suit your needs:
- fixed rates, often cited in specialised automobile magazines and those put out by consumer associations ;
- immediate response to applications (within 48 hours, except in special circumstances) ;
- optional insurance for one or two persons.
Adapting a car to accommodate its driver's physical disability and repairing its security system
Adaptation credit is designed to encourage the social insertion of the physically disabled, while repair credit enables improvement of vehicle security. They are both granted, subject to acceptance, by the credit organisations:
Socram, 79000 Niort ou Casden - Banque populaire, 77424 Marne-la-Vallée.No payment of any kind whatsoever may be demanded from an individual before obtention of one or more monetary loans.
- Passing
your driving test and paying for it
Choosing accompanied driving
The accompanied driving programme enables young people to learn how to drive from the age of sixteen. Candidates acquire experience within the family group, under the eye of and with guidance from an experienced accompanying adult. This method of learning is an opportunity for acquisition of responsible driving skills and for optimisation of safety for young drivers.
We encourage the practice by covering you without extra charge and by presenting you with a cheque for 80 € to compensate for the additional cost of this type of instruction.
Financing your driving lessons
If you are between 16 and 25 years old and have no money in your pocket, paying for driving lessons is still possible thanks to the interest-free loan offered by MAIF as part of Operation Licence, at one euro a day (interest is paid by the State). The credit is granted, subject to acceptance, by the credit organisations:
Socram, 79000 Niort ou Casden - Banque populaire, 77424 Marne-la-Vallée.
No payment of any kind whatsoever may be demanded from an individual before obtention of one or more monetary loans.
Practically speaking
Can you take out a loan to buy a camper or a boat?
Yes. Our credits are granted for all types of motor vehicle, caravans and boats included.Can you finance purchase of a new vehicle and its adaptation for a physically impaired driver?
Absolutely ! Acquisition credit and physical impairment credit are granted simultaneously.
MAIF IS COMMITTED to helping you prevent risks. Our risk prevention. are sent to you when you take out a policy or simply on request. MAIF magazine also contains a great deal of advice on the subject. Read it regularly!
